Elevation Certificates

ELEVATION CERTIFICATE (EC) * - FEMA released this updated Elevation Certificate form and instructions on Friday, July 7, 2023. The Town is required to only accept the new form without a grace period. This means that any elevation certificate signed and dated on or after July 7, 2023 must utilize this new FEMA EC Form. This form and other National Flood Insurance Program Underwriting Forms can also be obtained from the FEMA website.

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Elevation Certificates are very helpful and are used for two main reasons:

1) Community Development staff uses elevation certificates to ensure that new construction or substantial improvements to property are compliant with floodplain regulations for minimum building elevation to or above the required Base Flood Elevation.

2) The insurance industry uses elevation certificates to rate your structure for flood insurance. Generally speaking, for each 1 foot above the required Base Flood Elevation your home or business is elevated, you will see a corresponding decrease of nearly 50% in your annual flood insurance premiums. Conversely, for each foot below BFE, your rates will double. Elevating your home can be costly, but this explanation shows how you can save a lot of money in annual flood insurance premiums, while having a safer home or business to enjoy. Download the Elevation Certificate Fact Sheet from FEMA for more information.

Contact a surveyor to have an Elevation Certificate prepared for your home or business. An Elevation Certificate is the only way to ensure that your premium accurately reflects your risk.