If your intent is to demolish your building, first contact your insurance adjuster as some costs may be covered. You may also qualify for Increased Cost of Compliance coverage through your flood insurance.
If you have a substantial damage determination letter issued to you for your building, you should forward this letter to your insurance adjuster. If you had flood insurance, they will be able to provide you with more detailed information regarding your current insurance coverage and potential elevation of your structure (lower insurance premiums at a higher elevation, increased cost of compliance coverage, etc). You will then be able to make an informed decision regarding elevating your existing structure or demolishing the structure and building a new structure with a higher first floor elevation.
A demolition permit (demo permit) is secured through the Town by your contractor, should you decide to go the demo and rebuild route. When you are ready to demolish a one-family or two-family home, you may have a Florida general, building, residential, or demolition specialty contractor of your choice apply for a demolition permit through the IWorQ online permitting system at http://www.fmbgov.com/building. The contractor will remove the home.
The Demolition permit application form to complete and send in using the IWorQ online permitting portal is:
If you’re pulling the demo permit as an owner-builder, also complete and include the Owner Builder Disclosure Affidavit with your permit application:
Submit the demo permit and any associated paperwork via IWorQ citizen engagement portal:
If there is an open Code Compliance case associated with your project, after the permit is issued please contact the Code Compliance officer who is responsible for your case so they close the case.